Policies & Legals

Terms & Conditions

The publishers provide this site and its contents on an “as is” basis and make no representations or warranties of any kind with respect to this site or its contents. You can use this site on the understanding that it is ideas and opinion. It is not to be construed as advice – you should make up your own mind.

The publishers assume no liability or responsibility for any typographical or other errors or omissions in the content on this web site. Information provided by third parties is reproduced in good faith.

The publishers expressly disclaim all and any liability in relation to any act or omission which is done by any person in reliance on all or any part of the material, information or opinion provided on this site.

Privacy & Contact

If you sign up to follow our site, or for membership which allows you to bookmark pages, we receive the information you provide on the form and your IP address. We will use this to send you newsletters, nothing more.

Privacy, Cookies & Tracking

We ask for no personal details from users of these web pages.

Our server registers the following information which is used for general statistical purpose only.

  • Your server or ISP (not your computer)
  • The number of pages visited
  • Versions of browsers used (Firefox, Microsoft IE etc)
  • The platform (eg ipad, iphone, PC)
  • The country of origin
  • The referring web page (if any and if not blocked)

We use the third party statcounter service which provides us with non-identifying statistical information on visitor pathways and return visits. We use this information to improve site usability and user experience.

Cookies are used by the software we use – WordPress and Jetpack for functionality. See their privacy and cookie information here.

If you choose to join our website in order to use bookmarking or gain access to member-only pages, we ask your email address. Additional information like name, location, etc is optional and if you provide it, we use it to understand the reach and usefulness of our website. None of this information is shared or sold.


We do not build profiles for advertising.There are several ways to fund websites including payment by users, sponsorship, government funding, building profiles and selling user’s personal information… or membership fees and advertising.

I have chosen to use minimal advertising by a small number of selected advertisers who provide products related to the content of this site as the most appropriate.

Advertising is paid on a performance basis – if you click through a link on this site and buy something, I get a small commission on that sale. That commission pays for the maintenance of the website. Everybody wins.

Cookies are used to pass our ID to some of our advertisers (eg shopping sites) so that we can be paid appropriate commissions on sales. We receive click-through figures but do not receive any personal information about the person who followed the link.

When you click on an advertisement, a cookie will be set by tracking software. This cookie records that a user from your IP clicked through to an advertiser’s site so that the sale can be attributed to our site. We receive none of your personal details.  We believe this is the least intrusive method of advertising.

We ask readers to allow these cookies to be set as the funding from this advertising makes it possible to provide this service free to readers.

Please contact me if you have any concerns about how we use your personal details.

Copyright of Our Material

All material on this website is copyright. All logos, images and trade marks displayed on this website are trade marks of their respective owners. Nothing contained on this website should be construed as granting any license or right to use material displayed on this website without the express written permission of the publishers or the relevant third-party owner.

Templates are provided for private use only – NOT for republication or commercial use.

Links to Other Sites

Links to other web sites are included for convenience and do not constitute endorsement of material at those sites, or any associated organisation, product or service.

Contents of third-party sites providing products and services are the responsibility of the respective website owners.

It is the responsibility of the user to assess individual terms and conditions provided by each third party site.